Find Financial Relief Through Chapter 13 Bankruptcy
A Chapter 13 bankruptcy reorganizes your finances with a repayment plan that pays back your creditors. At Houston’s Sheila Deason Law Firm, I have assisted individuals and entities file Chapter 13 for more than 18 years. It is all I do. My goal is your goal: to eliminate your debt so you can have a fresh financial start.
Are You Eligible For A Chapter 13 Bankruptcy?
The difference between a Chapter 13 and Chapter 7 bankruptcy in Texas is that Chapter 7 allows for the liquidation of your assets, while Chapter 13 is a reorganization of your debts with the ability to repay creditors during a 3-5-year plan. To file for Chapter 13, you must meet certain requirements to qualify. The requirements include that:
- You have a steady income
- You are up to date on filing taxes
- You are not a corporation
- You have not declared bankruptcy in the past 2-4 years
- You agree to a repayment plan
However you feel today, trustees and judges have heard worse bankruptcy cases than yours. Why not get a huge sense of relief by taking care of your debt? As an extensively experienced bankruptcy lawyer, I provide compassionate, one-on-one attention to answer all your concerns and guide you through the entire process. Leave the legal work to me.
A Chapter 13 Bankruptcy Myth
Many believe that with bankruptcy you are required to pay back credit card debt in full and that your credit score will suffer. This is not always true. After discharging debt and following credit card improvement advice, you may have no credit card debt to pay and your credit report score can improve.
Can I Keep My Home And Car If I File Bankruptcy?
Bankruptcy guidelines are set up to help you retain the transportation and home your family needs. Come in and discuss how I can help you keep possession of these vital necessities.Get answers to common bankruptcy questions or call for a free initial appointment.
Start Debt Relief Today, Contact Me For A Free Consultation
We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.